Consultant Disclosures

1. What the Consultant is

The Mylo Consultant is an artificial-intelligence (AI) service that explains how inheritance, estate, succession, and related tax law generally works in specific jurisdictions. It is designed to help you understand legal concepts and statutes in plain language so that you can have a more informed conversation with a licensed professional.

2. What the Consultant is NOT

Mylo is not a law firm, tax advisory firm, financial advisory firm, or fiduciary.

The Consultant:

• is not a lawyer, attorney, solicitor, counsel, tax advisor, or financial advisor, and does not practice law in any jurisdiction;
• does not provide legal advice, tax advice, or personal financial advice;
• does not create an attorney-client, tax-advisor, financial-advisor, or fiduciary relationship with you;
• does not draft binding legal instruments such as wills, trusts, powers of attorney, or advance directives specific to you;
• does not represent you in any court, before any tax authority, or in any other proceeding.

Nothing you share with the Consultant is protected by attorney-client privilege or work-product doctrine.

3. What the Consultant provides

The Consultant provides general legal information drawn from public statutes, government publications, and reputable secondary sources. Every substantive claim in a response is tied to a cited source from our knowledge base. AI-generated content may still be incomplete, inaccurate, or out of date. Before acting on any information provided by the Consultant, you should consult a licensed attorney or other qualified professional in your jurisdiction.

4. Jurisdictions

At launch, the Consultant covers: United States (federal), California, New York, United Kingdom (England & Wales), and France. The Consultant will tell you if your question falls outside these jurisdictions.

The Consultant is not available in, and we do not offer the service to residents of: China, Russia, Saudi Arabia, the United Arab Emirates, Iran, Cuba, North Korea, or Syria.

5. Privacy & data handling

Conversations are not saved by default. When you refresh or close the page, the chat history disappears from our systems. We do not store the text of your prompts or the AI's answers.

We retain limited operational metadata — rate-limit counters, safety flags, and usage counts (not prompt text) — for up to 30 days to detect abuse and maintain service quality.

Optional session save. At the end of a conversation, we may offer you the option to save the dialog anonymously, solely for quality improvement. If you opt in, the session is stored without your name, email, IP address, or precise timestamp, and is deleted after 90 days.

6. AI sub-processors

To operate the Consultant, we transmit your prompts (in real time) to the following third-party AI providers. Each is contractually bound by a data-processing agreement (DPA) and operates under the EU-US Data Privacy Framework and/or Standard Contractual Clauses for EU transfers:

• Anthropic PBC (United States) — Claude models for classification and answering.
• Voyage AI (United States) and/or OpenAI, L.L.C. (United States) — embedding models for semantic retrieval.

These providers process your prompt to generate a response and do not retain prompts for training. See each provider's documentation for details.

7. Transparency — you are chatting with an AI

The Consultant is an AI system. We will tell you so in the chat interface. You can ask the Consultant directly and it will confirm it is AI.

8. No guaranteed outcomes

We make no warranty that the information provided is accurate, complete, up to date, or suitable for any particular purpose. The service is provided "as is" and "as available." To the maximum extent permitted by law, we disclaim all implied warranties, including merchantability, fitness for a particular purpose, and non-infringement. Consumer-protection rights under applicable EU and UK law are not affected.

9. Limitation of liability

To the maximum extent permitted by applicable law, Mylo's aggregate liability arising out of or relating to your use of the Consultant is limited to the greater of €100 or the fees you have paid to Mylo in the twelve months preceding the event giving rise to the claim. This limitation does not apply to liability that cannot be excluded or limited under applicable law (including, where applicable, liability for gross negligence, death or personal injury, or under Article 82 GDPR).

10. Prohibited use

You will not use the Consultant to:

• file documents in court or with a tax authority without review by a licensed attorney;
• make final legal or financial decisions without consulting a licensed professional in your jurisdiction;
• extract, reverse-engineer, or retrain on the service's output;
• attempt to bypass safety filters, inject malicious prompts, or violate any applicable law.

11. Topics the Consultant will not answer

The Consultant will decline to answer questions about:

• active litigation strategy;
• criminal liability;
• immigration consequences of inheritance;
• drafting specific binding instruments for you (wills, trusts, POAs);
• signing, witnessing, or notarization instructions;
• medical questions.

For any of these, please consult a licensed professional in the relevant field.

12. Changes

We may update these disclosures from time to time. Material changes will be communicated via the email address associated with your account, if any. Continued use of the Consultant after an update constitutes acceptance of the revised disclosures.

13. Contact

Questions? Write to team@mylo.family.